Anything you submit over our website is 100 percent, fully secure. And we never, ever share it with anyone except by permission -- that is, if you're giving us information you want us to use to get you the best loan, we use that information to tell mortgage lenders about you and convince them to loan you money. In turn, those mortgage lenders are bound by federal law to keep your information secure.

Here is a list of the information mortgage lenders will use to consider your loan application.

• Social Security Number, for borrower and co-borrower if any
• Employment History
• For the last two years, employment dates, addresses, salary.
• Current pay stubs or W-2 forms.
• Check and Savings Accounts and Certificates of Deposit
• Location of bank accounts, account numbers and balances;
• Address of bank if out of town
• Last 3 months' statements
• Stocks, Bonds, and Investment Accounts
• Broker's name and address, description of stocks, bonds, etc.
• Last 3 months' statements or copies of stock certificates
• Life Insurance Policies
• Insurance company, policy number, face amount, cash value, if any
• Retirement Plan
• Approximate vested interest value
• Copy of latest statement
• Automobiles
• Make and model of automobiles, their resale value
• Other Assets
• Market value of personal and household property
• Liabilities and Other Non-Mortgage Debt
• Creditors names, addresses, account numbers
• Monthly payments and balances

If you're self-employed:

• Two years tax returns, profit and loss statements, both company and personal if separate.
  Current balance sheet and profit and loss statement if more than two months into the new fiscal year, signed by CPA.

• Commission
• Overtime
• Bonus
• Partnership
• Rental Property
• Trust
• Notes Receivable
• Interest/Dividends
• You'll need two years' personal federal tax returns

• Personal federal income tax returns and all schedules for the past two years

• Complete executed divorce decree and settlement agreement
• Payment history of alimony/child support over the past 12 months, if it is a financial obligation.
• If you choose to have this be considered as part of your income (you don't have to), be prepared to provide 12 months canceled checks or bank statements reflecting income deposits.

• Name and address of all mortgage lenders for the past 24 months, account numbers, monthly payments and balances

• A copy of the sales contract

• A copy of the HUD-1 Uniform Settlement Statement

• Name, address and phone number of landlords for the past 24 months

• Purchase sales contract or offer to purchase and all addenda
• Furnish contract with original signatures of buyer and seller
  

• Name, address and relationship of donor.
• Gift funds will be verified in both the donor and recipient's accounts.
• Note: Not all loan programs allow gifts to be part of your down payment.

For FHA Financing
Evidence of Social Security Number and photo identification

For VA Financing
DD214 and Certificate of Eligibility

For Construction/Perm Loan
Signed construction with cost breakdown, builder plan and specifications